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How to Obtain Legit but Affordable Auto Insurance in New Jersey

Among the states with high death rates, New Jersey is one of the top five states. The state passed the Automobile Insurance Cost Reduction Act that was aimed at getting more motorists on board with the auto insurance plans and laid down stricter rules and regulations with steeper penalties for offenders. This has made the average New Jersey motorist more vigilant in observing the NJ auto insurance laws. Those in violation probably do not know the consequences of doing so and it is only a matter of time before the law catches up to them.

There are hefty economic losses on your hands in addition to penalties and fines such as driver’s license suspension, vehicle registration revocation, impoundment of your vehicle, and sentencing to community service or being incarcerated for a period in accordance with your violation. You may also have to pay for costs and expenses arising from an accident you caused out of your own pocket such as medical bills, towing charges, storage charges, car repair charges, and facilitation expenses too.

It is not a pleasant experience and you may end up filing for bankruptcy if you did not take the responsible step of purchasing auto insurance in New Jersey from a licensed car insurance company. In this state, the requirements dictate that you carry a minimum liability of $15,000 bodily injuries caused to one person in an accident, a total of $30,000 for bodily injury caused to all persons in one accident, a $5,000 for damage to property for each accident and for personal injury protection an amount of $15,000. However, do not be fooled into thinking that by carrying the basic minimum required liability you are out of the woods. No. it does always play out that way. In fact, most of the time, it barely covers the cost and to avoid such a situation, you have to get some extra coverage that is not necessarily mandatory but will save you lots of dollars in case an accident occurs. This is the only way to ensure you get the best out of insurance.

You may have adhered to the law but that may not be enough. You have to find as much insurance as possible to cushion you from massive financial losses in the event a car accident occurs. You can get the best and most affordable auto insurance policies from the best companies providing auto insurance in New Jersey simply by visiting the internet and look up our site. We will give you a match with the best auto insurance carriers and you may get free online auto insurance quotes in New Jersey just by entering your basic information in the questionnaire provided above. You may start by entering your Zip in the questionnaire and see how easy it is. Drive your car legally and save lots of much needed dollars.